Investor financing
Long term money on the ones you keep.
Thirty year financing on investment property, qualified on the asset or on your deposits rather than on tax returns. Arranged through institutional relationships.
Your advantage
Qualify on the property, not on your tax return.
Banks tell investors no for reasons that have nothing to do with whether the deal works. Write-offs that make a good year look thin. A business that pays you in deposits instead of a W2. These programs look at what the property earns and what actually moves through your accounts, and we place them through relationships we have spent years building.
You work with the same people either way. We package the file, we know what each desk needs to see before they see it, and we stay in it through closing. Nothing gets handed off to a call center and nothing gets shopped around town.
On our own residential book in Las Vegas we lend our capital. Here we arrange it. We will tell you which one you are in before you spend a dollar, because that is how we would want to be told.
Programs
Rental and investment financing.
Eight ways to finance property you intend to keep. All business purpose, on non-owner-occupied investment property.
DSCR
Qualified on what the property rents for, not what you earn. No tax returns, no employment verification, no explaining your business to an underwriter.
Bank statement
Qualified on deposits into your personal or business accounts. Built for self-employed investors whose tax returns do not show what they actually make.
Short term rental DSCR
Qualified on nightly revenue for furnished and vacation rentals.
Low ratio DSCR
Properties that do not cover debt service yet. Appreciation plays and rentals still finding their rate.
Portfolio DSCR
Several rentals under one loan, released individually as you sell.
Foreign national
Investment property for buyers without US credit or US income.
Cash-out refinance
Pull equity out of a rental you already own and put it back to work on the next one.
Second position
Reach the equity without giving up a first you would rather keep.
Availability, amounts, terms, and leverage vary by property, sponsor, and market conditions, and are confirmed only after review. Nothing here is an offer or a commitment to lend. Business purpose loans only.
What to send
Send us what you have.
- Property address and type
- Purchase price or current value
- Loan amount requested
- Current or market rent
- Twelve months of bank statements, if using deposits
- Taxes, insurance, and HOA
- Existing loan balance, if any
- Entity name
- Rentals you already own
Missing a few of these? Send it anyway and we will tell you what else we need.
Send us the scenario
Tell us what you are working on.
No cost and no obligation. We will tell you whether this is something we can place and what it would take.
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Private Money Group LTD arranges investment property financing through third party capital sources. PMG does not fund these loans with its own capital. Terms are subject to underwriting and are not a commitment to lend. These programs are for business purpose loans on non-owner-occupied investment property only. PMG does not offer loans for personal, family, or household purposes, and does not lend on owner-occupied primary residences.