Our Approach
Where private money meets disciplined opportunity.
For more than 35 years, we’ve underwritten private money like an institution and answered the phone like a neighbor. Real diligence, honest terms, and decisions made right here in Las Vegas.
Our Approach
Private money, done seriously.
We start with the asset. We look hard at the property, the numbers, the sponsor, and the market, and we build terms around what the deal can actually carry. Thirty-five years of lending in Las Vegas, through every cycle, taught us to read a deal for what it really is.
The difference is what happens next. Because we lend our own capital, the decision gets made in-house and quickly, and you deal with the people making it. We adapt to the market in front of us, which is exactly how we have survived the down years and thrived in the good ones.
The Process
From first look to funded.
- Send us the dealUpload the property and the numbers through our secure application. It takes minutes, and no call is required.
- Get your term sheetWe review it quickly and lay out the structure, leverage, rate, and points in plain language.
- We underwrite and value itWe confirm the property, the budget where there is one, the title, and the exit.
- CloseUsually a matter of days once your file is complete, because the capital is already ours.
- Draws and servicingOn projects with construction, funds release as the work gets done. You always know where you stand.
- Payoff, and what’s nextThe loan pays off at your sale or refinance, and we start looking at your next one.
What Guides Us
What we hold ourselves to.
01 Trust
Clear terms, honest answers, and communication you can count on. We would rather lose a deal than surprise you at the table.
02 Speed
Fast term sheets and fast closings, without pretending every deal is a yes. Quick answers, both ways.
03 Discipline
Asset-first underwriting, real sponsor context, and leverage that fits the deal. Discipline is what lets us move fast safely.
04 Local
We have lent in Las Vegas for over 35 years, across generations. We know our markets on the ground and carry that same judgment into every new one.
How Capital Flows
Private money first, institutions when they fit.
Most of what we do is private money. We put our own capital and our private lenders’ capital to work directly, which is what lets us move quickly and stay flexible.
Some deals are simply a better fit for a large institutional program, like long-term rental takeout. When that is the case, we plug into established institutional relationships so your deal still gets funded and you still have one point of contact. Private money is the core. The institutional side is there to serve the deal, not the other way around.
Ready to put it to work?
Send us the deal and we’ll get you a term sheet.