Bridge
Move first, finance later.
Sometimes the right property won’t wait for a bank. A bridge loan gives you the capital to take it down now and line up your permanent financing or sale afterward. Apply online and we’ll get you a term sheet quickly.
Overview
Speed when timing decides the deal
A bridge loan is really about timing. It gives you the capital to buy or hold a property right away, with no renovation piece, so you can win a competitive purchase, reposition an asset, or carry it until a refinance or sale comes together. Because the money is ours, we can close in days instead of weeks.
Who it’s for
- Investors who need to close quickly on a purchase.
- Owners carrying a property until a refinance or sale lands.
- Stabilized properties that don’t need renovation money.
- Loan amount
- $75K – $20M
- Term
- 6 – 12 months
- Rate
- 9.5 – 12.5%
- Leverage
- Up to 80% LTV
- Points
- 1 – 3 points
- Close speed
- 2 – 7 days
Most bridge deals price between 9.5% and 12.5%. What moves the number is fairly simple: how much you’re borrowing against the property, where it sits, your track record, and how solid the payoff looks. A lower balance and a clean exit earn the better rate.
How It Works
From submission to payoff
- Send us the dealUpload the property and the numbers through our secure application. No call required.
- Get your term sheetWe look it over and lay out the structure, leverage, rate, and points.
- We underwrite and value itWe confirm the property, the title, and the exit.
- CloseUsually 2 to 7 business days once your file is complete.
- Refinance or sellThe loan pays off when your permanent financing funds or the property sells.
Apply
What you’ll need to apply
Have these ready and we can turn a term sheet around quickly. Everything is submitted and tracked in your secure PMG portal.
- Borrower & entity
- Property address
- Purchase price or value
- Loan request
- Property condition
- Timeline
- Exit strategy (refi or sale)
- Experience
- Entity documents
- Key documents
Application link points to your secure PMG application. Set the live URL before launch.
- Application
- Apply online →
- Portal
- Borrower & investor login →
- FAQs
- Read common questions →
- Scenarios
- Same-day timeframe →
Questions
Bridge loans, answered
What can a bridge loan be used for?
Buying a property quickly, holding it during a repositioning, or covering the gap until you refinance or sell. Bridge loans are for deals that don't need renovation funding.
How fast can PMG close?
Usually 2 to 7 business days once we have a complete file, because we lend our own capital and underwrite in house.
How much can I borrow?
From $75K to $20M, generally up to 80 percent of the property's value.
What is the exit?
Most bridge loans pay off through a refinance into longer-term financing or through the sale of the property. A clear exit is central to getting approved.
Is renovation funding included?
No. If your project needs rehab or construction money, a Fix and Flip or New Build loan is the better fit.
Are the rates shown a commitment to lend?
No. The rates shown are ranges to give you a feel for pricing, not a quote. Final terms follow underwriting.
Talk To PMG
Rather talk it through first?
You can apply online whenever you’re ready. If you’d rather walk through a scenario first, send us a note and someone here will get back to you personally, usually the same day.
Private Money. Institutional Discipline. Local Relationships.
Need to close fast?
Send us the deal and a real person will get you a term sheet.